Five Points seeks to connect capital available from larger institutions to organizations that lack access to the capital such as Community Development Financial Institutions (CDFIs) and borrowers. The connection is made through Five Points 1) providing services to the larger institutions such as aggregating opportunities and providing underwriting and asset management services and 2) providing capacity building technical assistance to CDFIs and to borrowers to position them to work with the larger institutions, either directly or indirectly through Five Points. By connecting capital sources, borrowers that brings jobs, services and affordable housing to low-income communities benefit.

In 2022, Five Points has provided $31.7 million in capital to that supported financing to 44 borrowers in 11 states including working with 12 CDFI partners. The activity included purchasing loans from a CDFI that was as low as $1,600, to providing a NMTC enhanced loan for $13,483,000 to new food production facility in rural Georgia and making a $75,000 loan to a start-up affordable housing developer in New Hampshire.

Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities. This includes providing NMTC enhanced financing to qualifying businesses, making loans to affordable housing developers and purchases loans from Community Development Financial Institutions. Financial Counseling and other services are provided to complement its product offerings.